Some debts are worth assuming, but others exert a drag on retirement saving.
Who will retire with substantial debt? It seems many baby boomers will – too many. In a 2014 Employee Benefit Research Institute survey, 44% of boomers reported that they were concerned about the size of their household debt. While many are carrying mortgages, […]
A university study serves as a wake-up call.
Financially speaking, how many Americans are truly on track to retire? A recently published white paper suggests that about half of us are approaching our “third acts” with faulty assumptions.
Perception differs from reality. Researchers from the University of Alabama and Ohio State University looked at the Federal Reserve’s […]
How many households have the right outlook to build wealth?
Why do some households save more than others? Building household savings may depend not only on cash flow, but also on psychology. With the right outlook, saving becomes a commitment. With a less positive outlook, it becomes a task – and tasks and chores are often […]