• when a minor is a beneficiary

When a Minor is a Beneficiary

Some factors for parents & grandparents to consider.

Naming a minor as a beneficiary brings up a major concern. If parents or grandparents make a child a primary or contingent beneficiary of an insurance policy, IRA or investment account, they should be aware that most policies and investments will not directly transfer to a minor. They […]

By |July 21st, 2015|Financial Article|
  • What do you do with big money?

When a Windfall Comes Your Way

What do you do with big money?
A first-world problem, and nothing more? Not quite. Getting rich quick can be liberating, but it can also be frustrating. Sudden wealth can help you resolve anxieties about funding your retirement or your children’s college educations, and newfound financial freedom can lead to time freedom – greater opportunity to […]

By |June 20th, 2014|Financial Article|
  • College Costs

Coping With College Loans

Paying them down, managing their financial impact.
Are student loans holding our economy back? Certainly America has recovered from the last recession, but this is an interesting question nonetheless.

In a November 2013 address before the Federal Reserve Bank of St. Louis, Consumer Financial Protection Bureau Assistant Director Rohit Chopra expressed that college loan debt “may prove […]

By |May 7th, 2014|Financial Article|

How To Build Good Credit (And Increase Your Credit Score)

Some little things that may make a difference in the number.

740 is the new 720. If you want to refinance or buy a home or pass muster with a lender, a landlord, an insurer or even a possible employer, it will help to have a credit score of 740 or better. While the median […]

By |November 17th, 2011|Financial Article, Financial Planning|
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